Every penny counts...

Want to know how you can save an extra £667.95 per year? Simple - the penny challenge!

It is really easy to do, and a great way to start a savings pot if you currently don't have one.

Another bonus, having to log into your bank every day takes away the "fear" of checking your balance. You should know how much money you have, and it shouldn't scare you if you are making positive steps!

The concept is really simple:

- Setup a dedicated savings account

- Day 1 transfer 1p

- Day 2 transfer 2p

- Day 3 transfer 3p

...and so on, all the way up to...

- Day 365 transfer £3.65

That's it, you'll have yourself £667.95!

AC :)